When it comes to buying a home, your credit score can make all the difference between a smooth approval and a hard stop. One powerful – yet often overlooked – strategy to improve your credit profile is becoming an authorized user on someone else’s established credit account. At Northeast Financial, we’ve seen firsthand how this simple move can help open the door to homeownership for many borrowers.
Here’s a breakdown of “soft” and “hard” credit pulls, what they mean for your score, and tips to keep your credit healthy.
117273, MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
117273, MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.