Go Long? Choosing Your Loan Term
Most homeowners choose 15, 20, or 30-year loans—but the right term depends on your life, not the headlines. Get clear, personalized guidance to make the best choice.
The Mortgage Learning Center

Most homeowners choose 15, 20, or 30-year loans—but the right term depends on your life, not the headlines. Get clear, personalized guidance to make the best choice.

Explore the pros and cons of the 50-year mortgage — lower payments, slower equity growth, and what to consider before choosing this long-term loan option.

Many homeowners feel stuck with a traditional mortgage: fixed monthly payments, interest piling up, and little flexibility. But what if your everyday income could actively work to pay down your home faster? That’s the idea behind the Flex First HELOC with a daily sweep.

Many homeowners hesitate to refinance—maybe you’re waiting to “time the market,” or worried about a slightly higher loan balance. But here’s the truth: refinancing isn’t about chasing perfection, it’s about creating real financial relief today and lasting savings tomorrow.
Fill in your information below to receive the guide. The Manual contains many options – including up to 100% financing (NO Money Down) on your home purchase.

117273, MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
117273, MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.