95CLTV Jumbo

Buy Your Dream Home with Just 5% Down

October 08, 20252 min read

For many buyers, purchasing a luxury or high-value home feels out of reach because Jumbo mortgages are often thought to require a large down payment. At Northeast Financial, we’re proud to change that with our exclusive Jumbo mortgage solution that allows just 5% down (95% LTV).

With this program, you can buy a home with a purchase price up to $1.375 million (and even higher in select markets) with no mortgage insurance. It’s the perfect solution for well-qualified buyers who want to maximize their purchasing power while keeping more cash on hand.

Key Highlights of Our 5% Down Jumbo Loan

  • Only 5% Down – Secure a luxury home with less upfront cash.

  • No Mortgage Insurance (MI) – Save hundreds per month compared to other low-down-payment options.

  • High Loan Amounts – Purchase up to $1.375MM, with flexibility in certain high-cost areas.

  • Strong Borrower Profile – Requires 720+ credit score and max 45% DTI.

  • Available Now – Offered in Connecticut (CT), Florida (FL), New York (NY), and North Carolina (NC).

Why Choose Northeast Financial?

At Northeast Financial, we are Jumbo loan experts. We specialize in finding solutions where other lenders can’t. Jumbo mortgages require skill, experience, and the right lender connections — and that’s exactly what we bring to the table.

We’ve helped countless buyers in CT, FL, NY, and NC qualify for Jumbo financing, even when other banks or direct lenders said no.

Take the Next Step

If you’re looking for a Jumbo mortgage with just 5% down and no MI, Northeast Financial has the expertise to guide you through the process. Our team will help you explore your options, understand your numbers, and put together a financing strategy that fits your goals.

📞 Call Northeast Financial today or email us at [email protected] to learn more and see if this program is the right fit for you.

Northeast Financial

Call: (844) 788-7237

Email: [email protected]

NMLS# 117273

At Northeast Financial, our mission is to serve every client by building a team that is united in purpose and driven to provide the highest quality financial homeownership advice offering smart, lasting, and personalized solutions.

NMLS#117273

Northeast Financial LLC - NMLS #117273

At Northeast Financial, our mission is to serve every client by building a team that is united in purpose and driven to provide the highest quality financial homeownership advice offering smart, lasting, and personalized solutions. NMLS#117273

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