Why Refinancing Now Makes Sense

Many homeowners hesitate to refinance—maybe you’re waiting to “time the market,” or worried about a slightly higher loan balance. But here’s the truth: refinancing isn’t about chasing perfection, it’s about creating real financial relief today and lasting savings tomorrow.

The Real Power of Refinancing

• Small changes = big results: A drop of just 0.5% in interest rate can cut your monthly payment by $150–$300, depending on loan size. That’s thousands in yearly savings.

• Compounding over time: Over 30 years, that same half-point reduction can put $40,000–$60,000 back in your pocket instead of the bank’s.

• Instant monthly relief: A lighter payment isn’t just a number on paper—it’s more cash for groceries, savings, vacations, or simply breathing room every month.

Beyond the Payment

Refinancing does more than lower your rate:

• Debt consolidation: Wrap high-interest debt into one low mortgage payment.

• Flexibility: Adjust your term—shorten it to build equity faster, or extend it to ease cash flow.

• Eliminate PMI: With home values climbing, many borrowers can finally drop costly mortgage insurance.

Why Work With Me

I’m Yvonne Trode, a top-producing mortgage lender here in Connecticut with a100% close rate. When I say a loan will close, it closes—and quickly. I’ve guided hundreds of families through refinances that freed up cash flow, eliminated debt, and created lasting savings.

Whether you’re a homeowner weighing your options or a realtor advising clients, I’ll show you the real numbers and the real impact a refinance could have.

Let’s Run the Numbers

Don’t leave money on the table. Call me today and I’ll run your personalized refinance analysis—no obligation, just clarity. Worst case, you confirm staying put makes sense. Best case? You save thousands and breathe easier every month.

Yvonne Trode
Senior Loan Officer | Connecticut | NMLS CT 2131594
315-800-3202