Rates

The Mortgage Learning Center

NMLS# 117273

844.788.7237

[email protected]

Old News

The Tale of “The Waiter” — And How Waiting Cost Him Big

Northeast Financial LLC - NMLS #117273

Published on: 01/12/2025

Learn why waiting to buy a home in 2025 can cost you more—even with lower rates. Rising home prices, insurance, and taxes make acting now smarter than “waiting.” Contact Northeast Financial at 844-788-7237 or [email protected] to see your real numbers today.

Go Long? Choosing Your Loan Term

Yvonne Trode

Published on: 19/11/2025

Most homeowners choose 15, 20, or 30-year loans—but the right term depends on your life, not the headlines. Get clear, personalized guidance to make the best choice.

Lower Rates, Higher Costs: How 2025 Price Growth Is Changing Your Monthly Mortgage Payment

Northeast Financial LLC - NMLS #117273

Published on: 19/11/2025

Discover why monthly mortgage payments feel different in 2025—even though rates are lower year-over-year. Learn how insurance, taxes, PMI, and rising home prices impact affordability. Northeast Financial serves FL, CT, NY, and NC.

🏡 The 50-Year Mortgage: A Closer Look at the Benefits and What to Watch Out For

Stephanie Smith

Published on: 14/11/2025

Explore the pros and cons of the 50-year mortgage — lower payments, slower equity growth, and what to consider before choosing this long-term loan option.

Free Home Buyer Manual

Fill in your information below to receive the guide. The Manual contains many options – including up to 100% financing (NO Money Down) on your home purchase.

First Name *

Last Name *

Email *

Phone

By checking this box, I consent to receive marketing and promotional messages, including special offers, discounts, new product updates among others. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.